A pawn loan is a simple, fast, and collateralized way to access cash without the hassle of credit checks or income verification. All you need is an item of value to secure the loan.
At Gables Pawn & Jewelry, we specialize in offering pawn loans exclusively for high-end watches, fine jewelry, diamonds, and gold. Occasionally, we consider other luxury or rare items.
The Benefits of Pawning Luxury Jewelry and Watches
When you’re in need of immediate cash, pawning luxury jewelry and watches at a high-end pawn shop like Gables Pawn & Jewelry in Miami is a smart and secure option. Unlike traditional loans, pawn loans don’t require credit checks or income verification, and they’re fast and discreet. By using your valuable items as collateral, you can access funds while maintaining ownership of your prized possessions. Plus, our expert appraisers ensure you get the highest value for your luxury items, making us the trusted choice for upscale pawning in Miami.
How to Get a Pawn Loan
1. Bring Your Valuable Item for Inspection
Bring your luxury item to our store, and one of our experienced representatives will carefully inspect and assess its value. We evaluate based on factors like age, condition, market demand, and potential resale value.
2. Present a Valid Identification
To process your loan, you’ll need to present a valid, non-expired ID, such as a driver’s license, passport, or any government-issued identification. Borrowers must be 18 years or older.
3. Agree to the Loan Terms
Once we determine the value of your item, we’ll provide a loan agreement detailing the loan amount, interest rate, and due date. The entire process is quick, and your credit score won’t be affected.
4. Receive Your Cash
After signing the agreement, you’ll receive immediate payment in your preferred form: cash, wire transfer, or company check.
What Happens If You Don’t Pay?
At Gables Pawn & Jewelry, we offer flexible terms to make repayment stress-free:
- If no payment is made within 60 days, the loan defaults.
- There is no impact on your credit score for late or non-payment.
- If you make an interest payment, the loan is extended for another 30 days.
- We’ll send you reminders via phone, text, or email to keep you informed.