Pawn Loans

No Credit Check or Income Verification

A pawn is a collateralized loan. There are no credit checks or income verification. For a pawn loan all you need to do is pledge something of value.

At Gables Pawn & Jewelry we offer pawn loans exclusively on high-end watches, fine jewelry, diamonds and gold. We will on occasion consider other luxury or rare items.

Here are the steps to getting a pawn loan:

Bring your Valuable Item for an Inspection

One of our representatives will inspect and assess the condition of your merchandise . Value is based on several criteria, such as age, condition, desirability and potential resale value.

Present a Valid Identification

A valid identification could be Driver License, passport or any government issued ID. They must be current or non-expired. You must be 18 years or older.

Agree to the Pawn Terms

Loan agreement will specify interest rate, loan amount and interest due date. Signature only takes a few minutes. There is no impact on your credit score.

Cash Out

You will receive immediate payment in the forms of cash, wire transfer or company check.

Implications of Non-Payment

If no payment is received within 60 days the loan simply defaults.

Communication practices include phone calls, text messages and/or email reminders that interest payment is due.

There is no impact on a clients’ credit score for late or non-payment.

Loans are extended for a 30-day period when an interest payment is made.

30-Day APR does not exceed 10%.

There are no additional fees or penalties on renewing a loan, only interests are due.

No loans can be defaulted until 30 days after the due date.

Loans can be redeemed the same day or anytime in the future as long as interest payments are made current.

An example of a loan is; borrower takes a loan for $500, repays $550 in 30 days. As long as interest payments are made on time every 30 days a loan can never be lost, regardless of how long it is in pawn.

Pre-Owned Watch & Jewelry Sales

We will Save You Thousands

With over 200 pre-owned Rolex watches in stock, we are sure to have the Rolex you are looking for. We have a constant stock of Datejust, Submariner, GMTs, Yacht-Master and Daytona. We also stock a large selection of Cartier watches including the Tank Francaise, Roadster, and Santos. Call us for the availability of Omega, Breitling, Panerai, Chopard and other brands.

Gables Pawn & Jewelry can also provide you with GIA certified diamonds at wholesale prices. We will save you thousands compared to the chain store retailers. Check with us for before or after pricing out that special engagement ring you are shopping for. You’ll be surprised by how much you can save.

We also have a curated estate jewelry inventory. Cartier Love Bracelets, Bvlgari B-Zero, Chopard Happy Diamond and David Yurman Cable bracelets and more.

Watch Repair and Refinishing

Watch Repair for Almost All Luxury Watch Brands

Gables Pawn & jewelry offers watch repair services for most high-end luxury watch brands. We specialize in Rolex watches*. Our in-house watchmaker and polisher can provide routine maintenance as well as complete restoration services.

All of our complete overhauls include a 1 year in-house warranty.

Some services include:

  • Complete Overhauls
  • Replacement of Crystals
  • Bracelet and case repair
  • Polishing
  • Dial Refinishing
  • Pressure Testing

†Gables Pawn & Jewelry is not an authorized Rolex service center. We do not represent, are not affiliated or are an authorized service center for watch brands. But, we sure are more affordable.

Watch Brands We Service

  • Rolex
  • Cartier
  • Panerai
  • Breitling
  • Omega
  • Roger Dubuis
  • IWC
  • Vacheron Constatin
  • Piaget
  • Montblanc
  • Baume & Mercier
  • Jaeger-LeCoultre
  • A. Lange & Söhne